Entries tagged with "investor"

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Guide to buying forclosure real estate

June 10th, 2009 | Add a Comment

by Doc Schmyz We have all heard the old saying that “one man’s trash is another man’s treasure.” Now while foreclosure is considered a tragedy it can also be a blessing for the real estate investor. Residential real estate is also expensive. Prices vary from one place to another. This is a major reason somemany take a look or start investing with foreclosure real estate. Repossessed homes can be great for those who simply cannot afford a new house. These houses are sold for a fraction of their real price when sold in the real estate market. Other people can also take advantage of these houses to be able to make their own investments since they are sold by mortgage lenders at a low price. Unfortunately most repossessed houses are those which … Read entire article »

Filed under: Real Estate

Learning About Your Investment Options

May 11th, 2009 | Add a Comment

by Sara Ferguson As an investor, you have a variety of options to choose from. Which you choose depends on your financial goals, your investment preferences, and your tolerance for risk. Some are suitable for all investors; others are geared more toward the experienced investor. Stocks When you buy stock, you’re buying ownership in a company. The benefit of owning stock in a company is that whenever the company profits, you profit as well. Typically, investors buy stocks and hold them for a long time, making decisions along the way about reallocating investment capital as financial needs change, selling underperformers, and so forth. As an investor, you want to make sure that your stock portfolio is carefully balanced among the different types of stocks (domestic, growth, value,international, and so on) and your other investments. … Read entire article »

Filed under: Investing

Home Foreclosure: Buying a pre-foreclosure? (The good and bad of it.)

May 9th, 2009 | Add a Comment

by Doc Schmyz When looking for a place to call home, it is always best to buy the property you like than to look for a great foreclosure deal. But, it is even better if you can find a good mix of both. There are many ways to buy a foreclosed property, all of which have their own good and bad points. Some give you the highest financial gain but with the highest investment risks while others could place you on a safe playing ground but with the lowest financial gain.[I:http://www.shareoffers.com/wp-content/uploads/2009/05/DocSchmyz1.jpg] First let’s talk about buying a pre-foreclosed property. This method gives you the least amount of money output with the highest available information on the property. Pre-foreclosure normally happens during the first few months of foreclosure ( 2 to 3 months after … Read entire article »

Filed under: Real Estate

How to Invest – Selecting an Discount Online Broker Thats Right for You

May 6th, 2009 | Add a Comment

by Sara Ferguson As a general rule, online investors who use discount brokerages arent seeking the advice of a traditional broker theyve known for the last ten years. Most online investors want brokerages that are stable, provide excellent customer service, and offer different types of choices. The following list shows some of the criteria that investors use to judge discount online brokerages: 1. Ease of use: All online investors want their Web-based brokerages to be easy to use. Web sites need to be uncluttered and free of slow-to-download graphics and useless tools. 2. Prompt customer service: When online investors telephone customer service, being on hold for several minutes is unacceptable. Online investors with large portfolios want more sophisticated financial services and advice. Many are willing to meet with financial advisors for … Read entire article »

Filed under: Investing

Is a reverse mortgage a good thing??

April 17th, 2009 | Add a Comment

by Doc Schmyz If you have not already heard the term reverse mortgage, it sounds like a strange thing. Reverse mortgages are becoming more and more popular these days, but are they scams or are they legitimate?Is it really possible to sell your house back to the bank and still retain the deed to it? Will the bank really pay YOU the mortgage payments? Let’s review what a reverse mortgage is so these questions can be answered. The name is somewhat confusing. A reverse mortgage is a loan that is structured like a mortgage, with YOU as the lender and the BANK as the buyer. In the U.S., homeowners wanting to initiate a reverse mortgage must be at least 62 years old, and own all or most of their home. … Read entire article »

Filed under: Real Estate

Info for the new Real estate investor

April 16th, 2009 | Add a Comment

by Doc Schmyz So you have decided to increase your personal wealth, and you lokking at real estate a a means to get there…good for you! some times people get over whelmed by the amount of information that is out there on the subject. Dont let this get to you. if you invest well, you will be rewarded with returns for years. How do you start? Well lets take a look at a few time tested methods. First things first where to find the information. In the last several years the amount of real estate investment groups has exploded. Find a local one and attend a meeting. And dont be afraid to ask the most basic of questions. People gathered together with like minds create a social atmosphere that motivates new investors to take … Read entire article »

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Real estate investing for the human animal

April 16th, 2009 | Add a Comment

by Doc Schmyz Ever noticed how when you walk in to a book store and find your way to the business or financial books all the views that are expressed in the titles are almost the same??? Almost all of them,in one way or another, call out for a monetary version of bloodshed. I mean the titles are about how you can crush the other guy, or it’s not personal its business. Years ago when I got into the real estate investment game I spent hours looking thru the book titles. Trying to find the one book that would teach me how to become a “REAL ESTATE INVESTING GOD” That I knew I could become. After reading most of the popular books of the time I actually would … Read entire article »

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History of T-Strips

April 13th, 2009 | Add a Comment

by Bruce Bone T-Strips are an interesting investment tool that really is being used in the current economy more and more due to the safety net it provides. The word “STRIPS” is an acronym which stands for “Separate Trading of Registered Interest and Principal Securities.” The thing unique about T-Strips is the fact that the coupons may be seperated from the principal of the coupons and traded seperately as zero coupon securities. This is especially important to banks, corporations, and large investors looking for a safe investment. [I:http://www.shareoffers.com/wp-content/uploads/2009/04/BruceBone1.jpg] History of T-Strips STRIPS was launched in 1985. The name STRIPS was derived before the computer age, when the paper bonds were physically traded and the traders would tear off the interest coupons literally from the paper securities and resale the … Read entire article »

Filed under: Investing

Real Estate Investing “Owner Financing” explained

April 13th, 2009 | Add a Comment

by Doc Schmyz Owner financing can often produce a winning situation for both the homeowner who is selling the property and for the buyer/investor who is purchasing the property. Owner financing is when a seller is willing to help finance a real estate transaction by creating a loan for the entire purchase if they own the home outright or by creating a loan for part of the purchase when there is already an existing loan on the property. There are several benefits to the seller/buyer when an owner financing is used. For one, the transaction may proceed more quickly and easily than when traditional financing is used because there are fewer companies thus fewer steps involved. For another, the seller is more apt to receive a higher sales price, and … Read entire article »

Filed under: Real Estate

Home equity line of credit: Do you really want one?

April 11th, 2009 | Add a Comment

by Doc Schmyz We all know by now that home owners have a hidden savings account…its called HOME EQUITY. Home equity is the value of your home minus the remaining mortgage balance which is outstanding. This equity can be used to cover cost and expenses you may have or be used on home remodeling projects you wish to do. Would You Want an Equity Line of Credit? With a typical loan, which deposits a set amount of money in your account and begins charging you interest and payments at a fixed rate until repaid, a line of credit acts sort of like a credit card account. You do not need to pay interest on the full amount you have access to — only on the amount you have used. Using an equity line … Read entire article »

Filed under: Finance